This is kind of the problem with using irrevocable 3DSecure/UPI payment. If you had a plain debit/credit card you could call your bank and have them mark it as

This is kind of the problem with using irrevocable 3DSecure/UPI payment. If you had a plain debit/credit card you could call your bank and have them mark it as fraud. Asking Razorpay about it is pretty strange as just the payments provider