RE your first issue, I found this: >Step 2 • Log In First-time Users: If you do not have a user ID or password, you can call our Client Service Center at 866-6

RE your first issue, I found this: >Step 2 • Log In First-time Users: If you do not have a user ID or password, you can call our Client Service Center at 866-604-6570 to request a copy of the report. Further down the page you linked. Ill be calling tomorrow to learn what fresh hell equifax has created. For me.