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In the US usually the employee usually has a choice of several funds in their 401 (k) retirement account, including international funds. It seems the person up
by anotherman554 4y ago
In the US usually the employee usually has a choice of several funds in their 401 (k) retirement account, including international funds.
It seems the person upthread owns a target date fund and this means they probably are diversified. Their post doesn't make a lick of sense.
- JamesianP 4y agoIf this is referring to me, then perhaps you're confused because I was responding to a question about rewards and punishments not whether labels fit. And I never claimed the the question and my response were somehow opposite ends of a dichotomy. Indeed the connection there is the problem. A fund can be completely diverse and still high-risk.
- deleted 4y ago[deleted]
- anotherman554 4y agoI was not referring to you. I was referring to the person who wrote this over the top, inaccurate comment: "When S&P 500 companies fail, your retirement savings become worthless. (Apple is really the one you want to watch out for, though!)"