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You have two basic options: 1) A proper merchant gateway solution 2) A third party payment provider with better terms of service. On the first, I have genera
by einhverfr 15y ago
You have two basic options:
1) A proper merchant gateway solution
2) A third party payment provider with better terms of service.
On the first, I have generally recommended TrustCommerce both due to their emphasis on security (having reviewed their Perl and PHP API classes directly) and the richness of services they provide. They do cost more because Paypal gets a tremendous volume discount, but it's an option. For online payments also you have additional PCI-DSS worries that are burdensome for small businesses.
The second option includes solutions like Amazon Payments. I currently use Amazon Payments because I process 4-5 transactions per year. At that volume it isn't worth maintaining my own merchant account and certainly is not worth worrying about PCI compliance......