I'm not a user, but from the marketing, it seems like a product that's "nice to have", not a "must have". Normal banking and corporate cards can pretty much do

I'm not a user, but from the marketing, it seems like a product that's "nice to have", not a "must have". Normal banking and corporate cards can pretty much do all of what they do, albeit with a slightly worse user-experience. Businesses like this are skating on thin ice. People are willing to pay a premium for design and user-experience when the times are good. But when they're not, these "nice-to-haves" are first on the chopping block.