Ask the Celsius investors whether they, in hindsight, would have preferred custody over their investment in the way that Aave users have come to have. Most woul

Ask the Celsius investors whether they, in hindsight, would have preferred custody over their investment in the way that Aave users have come to have. Most would say yes. If you are just storing a moderate amount of USD in an account with no interest, the safest option is a bank with FDIC insurance. If you don’t happen to live in a country with this kind of banking and insurance, or if you are investing higher than FDIC limits, or you are seeking higher yield, this is where people begin to look at options like Celsius and Aave.