There is money for constructing large expensive apartments who people who can acquire a bank loan would like to buy as an investment. There is little money for

There is money for constructing large expensive apartments who people who can acquire a bank loan would like to buy as an investment. There is little money for constructing cheap small simple rentals, because rentals are paid by wages, not inflated loans. But this is the segment where the demand is highest. The cheap mortgages distorts the price signals, making the market less efficient.