I have a debit credit card. The only option I have to cancel fraudulent payments is closing the card and getting a new one for $40 and changing all my payment i

I have a debit credit card. The only option I have to cancel fraudulent payments is closing the card and getting a new one for $40 and changing all my payment informations everywhere. No idea why this is, and no idea why anyone would give out his data to unknown companies under this conditions.