It's not a guarantee - card networks have a system where they will send payment processors the new card details, so the fraudulent charges will recur. As far a

It's not a guarantee - card networks have a system where they will send payment processors the new card details, so the fraudulent charges will recur. As far as I know, it's not granular, per-merchant, so you can't skip the fraudulent merchant while updating the legitimate ones. Furthermore, some banks may not even give control to the user about whether this happens or not.