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It’s pretty surprising that credit card companies will route charges to the particular “account” linked with a “number” even if the “number” is “closed” or “can
by massysett 4y ago
It’s pretty surprising that credit card companies will route charges to the particular “account” linked with a “number” even if the “number” is “closed” or “cancelled” or “expired”. Certainly not the experience one intuitively expects up front. I realized this when the bank issues me a new card proactively due to a data breach, but old recurring charges still work.
I guess this is both for customer convenience and to give the bank more flexibility, but I think this would be a lot simpler if closed credit card numbers just stopped working.
- cj 4y agoIf anyone is interested in how this works: https://stripe.com/docs/saving-cards#automatic-card-updates https://stripe.com/docs/saving-cards#automatic-card-updates > Stripe works with card networks and automatically attempts to update saved card details whenever a customer receives a new card (for example, replacing an expired card or one that was reported lost or stolen). > It is widely supported in the United States, allowing Stripe to automatically update most American Express, Visa, Mastercard, and Discover cards issued there.