Without any context on the poster (age, net worth, career status, etc) it's not possible to say anything concrete. So I'll just speculate. Perhaps the poster i

Without any context on the poster (age, net worth, career status, etc) it's not possible to say anything concrete. So I'll just speculate. Perhaps the poster is young enough to have entered professsional life after the 2008 crash. If so, they have only experienced a bull market going mostly only up with minor blips. But that's not normal, markets also crash and also sometimes meander down for a long while. Don't ever be invested in a way that such an event will be catastrophic to you. The dot.com crash turned my ~$1M into about 20K. At least they were options, so wasn't money I really ever had in my hand, but it was still a bummer.