These people aren't being hacked though. They're being scammed. They chose to give their money and mfa codes to a stranger who promised them nothing in exchange

These people aren't being hacked though. They're being scammed. They chose to give their money and mfa codes to a stranger who promised them nothing in exchange, and ended up regretting it. It makes things more of a grey area because banks should do what what we tell them to do with our money, and it's really not their job to take a paternalistic stance and judge if your authorized financial choices are stupid or not. How do you draw the line? What if someone wants to buy penny stocks? Should the bank reimburse them?