Authorization isn't "I authorize my account to be debited $X", it's "I authorize my account to be debited $X by Party Y" Errors under Reg E include any instanc

Authorization isn't "I authorize my account to be debited $X", it's "I authorize my account to be debited $X by Party Y" Errors under Reg E include any instance where Party Y is not who receives the funds, including wrong payment info.