I doubt that it only started in 2021, unless you have evidence for it. >but can you really defend the position that you thought those arguments were suspect be

I doubt that it only started in 2021, unless you have evidence for it. >but can you really defend the position that you thought those arguments were suspect because you knew banks were going to stop fraud corrections? I knew those arguments were suspect, because the very same thing that makes such an intervention possible is the very same thing that makes it unreliable: a central authority, that first and foremost acts in its own best interest and is prone to corruption, abuse of power and what have you. > While simultaneously preferring systems that never had it at all? You can still build such a system on top of a decentralized system and put your trust in random 3rd parties, if for whatever reason that happens to float your boat.