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Don't forget about preemptive security freezes at credit bureaus, which you have to do for each one individually. /r/personalfinance recommends 7 by default [0]
by kwesthaus 4y ago
Don't forget about preemptive security freezes at credit bureaus, which you have to do for each one individually. /r/personalfinance recommends 7 by default [0], but there are many more [1].
[0]: https://www.reddit.com/r/personalfinance/wiki/identity_theft/ https://www.reddit.com/r/personalfinance/wiki/identity_theft...
[1]: https://files.consumerfinance.gov/f/documents/cfpb_consumer-reporting-companies-list.pdf https://files.consumerfinance.gov/f/documents/cfpb_consumer-...
- nilespotter 4y agoGreat info, I had a freeze on 6/7 of these. What are the ramifications of freezing LexisNexis?
- yamtaddle 4y agoWhen I did it, all it meant was anyone offering a line of credit to me if I'm not present right in front of them is supposed to call me to verify I want it. It's not even really any inconvenience to have "frozen" credit. Why the everloving fuck that's not the default, but something you have to request, I have no idea.