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> Never ever hold a balance in this account Impossible to _never_ hold a balance, since every employer wants to do direct deposit... your only hope is that you
by commandlinefan 4y ago
> Never ever hold a balance in this account
Impossible to _never_ hold a balance, since every employer wants to do direct deposit... your only hope is that you can get your money out of there before some scammer gets it. The chances of that happening are low, but not zero.
- em-bee 4y agoi have one bank account to receive my salary, one (or more) to make regular payments and one for day to day expenses. the latter has just enough balance to cover my average spending and gets refilled as needed.
- deleted 4y ago[deleted]
- sidewndr46 4y agoDifferent account for direct deposit from the account used for paying bills. Problem solved.
- davchana 4y agoOne account for incoming money. Only your employer knows about it. One account for holding money. Nobody knows it except you. One account for all money outgoing. Only payees knoq about it. You transfer all incoming from above first account to second asap. You transfer money from second to third only on per need basis. Capital One, Discover offers free multiple checking accounts.