It's not that much time, and frankly you need the time with any method. The last time it happened to me, my card provider noticed the transactions, blocked the

It's not that much time, and frankly you need the time with any method. The last time it happened to me, my card provider noticed the transactions, blocked the card and phoned me to ask if I made them. The time before, I phoned my bank and told them I had a charge I didn't recognize, they asked me to fill in a form and refunded me within 48 hours.