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No to all of that, never. I lost my debit card once along with, stupidly, my PIN (both were in my wallet, which was left somewhere). The maximum daily withdrawa
by gilrain 4y ago
No to all of that, never. I lost my debit card once along with, stupidly, my PIN (both were in my wallet, which was left somewhere). The maximum daily withdrawal was taken from ATMs that night. The next day, my bank made me whole. If that had been a crypto wallet, I’d have been out $1000 I couldn’t afford to lose.
Man, was I grateful for the human considerations built into traditional banking!
- notch656a 4y agoThat's nice anecdote. When a thief intercepted my credit card information, my bank accused me of lying and made sure the thief could keep all the money, including going through the full appeals process for fraud reporting where my claim was denied at every step. Then the bank kept insinuating that my family members must have stolen the money, and called into question my credibility in a condescending tone. Honestly I've found fraud protection at the bank to suck horribly. With my crypto transactions I never send the private key with it, unlike with credit card payments where I transmit the private information (CC numbers). Going off anecdotes, I've found crypto to be vastly safer for my transactions than the banking system.