> That's a bit unfair, because there is no country (yet) where there is a system similar to what I proposed. If there were, then maybe it would be pretty normal

> That's a bit unfair, because there is no country (yet) where there is a system similar to what I proposed. If there were, then maybe it would be pretty normal and putting money on the bank that yields interest will just be seen and regulated as investing into stocks nowadays. You can do this in the USA, look up the ETF ICSH for instance :)