It's going to get worse before it gets better. I'm travelling in SEA and using my cards for payments (both US and European). The European card started charging

It's going to get worse before it gets better. I'm travelling in SEA and using my cards for payments (both US and European). The European card started charging me a commission fee for foreign transactions. That was new and the US card still doesn't have that. The fee is around 3.5% of the total transaction. Of course, I've had to swallow the cost. Pretty much every other merchant (Kuala Lumpur) accepts card and some do not handle cash anymore. I'll be jumping to an eWallet thingy (TnG card) that I can reload with cash and pay with in most stores. So these things have consequences but it's going to take time. I don't think they understand what they are doing but it's going to take a little bit of time before it hits them.