Divided twice by accident. It'll be more like 6%. We've only got one month of data left in the computation we don't know about. Doesn't change the math that som

Divided twice by accident. It'll be more like 6%. We've only got one month of data left in the computation we don't know about. Doesn't change the math that somebody excited about getting 9.62% over the next year is going to be disappointed when they walk away with half of that.