I'm unsure this is as reliable of an offensive strategy as it would seem. For a lot of people, there is no amount of money they'd be willing to spend the rest

I'm unsure this is as reliable of an offensive strategy as it would seem. For a lot of people, there is no amount of money they'd be willing to spend the rest of their life in captivity for - but for a great many with dependents I imagine there's probably a number at which you'd go "yeah, OK, I'll take that deal". That being said, rotting in prison doesn't protect any of your stuff from seizure anyway so we're back to the parent's point again.