One of the OP comments is on how conservative Canadian companies can be. Ten years ago I worked for a major financial services firm in Toronto and was involved

One of the OP comments is on how conservative Canadian companies can be. Ten years ago I worked for a major financial services firm in Toronto and was involved with the launching of their web services, which at the time was already five years late. They had a "five-year plan" for internet development, all of which then was years behind the then leading competition in the country and could have been done in three months, with no overtime, with the current staff in place and not neglecting our normal roles. Despite the entire team supporting an accelerated timeframe of three months, the SVP decided our customers weren't "ready" for the changes. Within six weeks almost the entire team had left, including myself. That company is still going and they ended up doing that plan in a little over two years. They have had several new web designs in the last decade, but all seem rather dated, broken and basic.