> Too bad there's a $10k annual deposit limit. It’s $10K per tax identifier, so if you’re married you just doubled it. If you have kids, each of them can buy $

> Too bad there's a $10k annual deposit limit. It’s $10K per tax identifier, so if you’re married you just doubled it. If you have kids, each of them can buy $10K as well (though be sure to understand that you’re permanently transferring the assets to them, you can’t take it back it’s effectively an early inheritance). You can also buy $10K as a corporation, LLC, or anything else with a tax identifier.