5 ms·
not counting appreciation You definitely need to count that. Even with pretty conservative assumptions, it massively changes the outcomes. For those numbers, a
by Schwolop 4y ago
not counting appreciation
You definitely need to count that. Even with pretty conservative assumptions, it massively changes the outcomes. For those numbers, and assuming 5% growth of investments after inflation, you can retire in 23.5 years (using https://networthify.com/calculator/earlyretirement?income=280000&initialBalance=0&expenses=170000&annualPct=5&withdrawalRate=3.5 https://networthify.com/calculator/earlyretirement?income=28... for convenience).