I think you need to find what motivates you. I am in the same way right now, working on personal project is fun, but when it becomes a career it gets boring aft

I think you need to find what motivates you. I am in the same way right now, working on personal project is fun, but when it becomes a career it gets boring after a while. However I keep pushing to pay the bills, mortgage, and of course twice a year of traveling. Find a good company to work with that gives you least stress, my current one keeps working a bit more fun at least