I, for one, would love to see the existing incumbents fail, and a mad scramble by upstarts to do this better. This could be done way, way, way better, and I wo

I, for one, would love to see the existing incumbents fail, and a mad scramble by upstarts to do this better. This could be done way, way, way better, and I would love to see what happened if the network effect got out of the way of that happening.