I don’t think the money goes to the homeowners does it? They have home insurance (which I’ve heard is double what I pay for an inland city in an area unaffected

I don’t think the money goes to the homeowners does it? They have home insurance (which I’ve heard is double what I pay for an inland city in an area unaffected by hurricanes). FEMA helps the area (utilities, essentials, shelter) but doesn’t rebuild their homes from what I’ve heard