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>I had a card number stolen from them, charged to the tune of $200+ I'm curious, how did this happen specifically? In my experience, all privacy.com virtual ca
by 1shooner 4y ago
>I had a card number stolen from them, charged to the tune of $200+
I'm curious, how did this happen specifically? In my experience, all privacy.com virtual cards default to being merchant-locked to the first place you use them. Did the merchant run an unauthorized transaction on the card?
I've had online payment info compromised once, and privacy.com caught it cold (and also clearly demonstrated that the vendor had mishandled the payment info, despite claiming otherwise).
- flutas 4y agoHonestly no clue, different vendor than the card was setup for. This was during a big wave of unauthorized activity being attempted on their cards as well, a lot of friends reported blocked charges for random amounts at like a retirement/hospice home(?) at the time. This was like 3+ years ago, and my only guess now (read: can't remember if this is true) is that the card had never been charged to the merchant, only pre-authed. But even then I'd expect the pre-auth to lock it to a merchant.
- 1shooner 4y agoInteresting, looks like there was some kind of attack on privacy.com in 2020[0] that caused transactions to be run from vendors without them. 0. https://blog.privacy.com/a-different-type-of-card-fraud-anatomy-of-a-pan-enumeration-attack/ https://blog.privacy.com/a-different-type-of-card-fraud-anat...
- flutas 4y agoThanks for digging that up! I knew they made a post about it. Didn't notice before that they tried to say they "made (everyone) whole". Maybe they think that not sending me to collections after I stopped the payment at the bank and closed my account is "being made whole."