4 ms·

Privacy.com was a perfect expression of “Your business is our feature”. Practically every major card issuer provides native virtual numbers now.

rectang 4y ago
How does one go about getting such numbers? Do a web search for "$BANK_NAME virtual credit card number"?
nathancahill 4y ago
Really? Visa/MasterCard/Amex have Click To Pay but it's on the merchant to offer it. This is the opposite of Privacy.com where the customer can choose to use it.
public_defender 4y ago
1) I have three different major credit cards and none of them have this feature. Your comment is still true in the abstract though, so I hope the amex product team is reading. 2) For a knowledgeable consumer, there is huge incentive to use services like this to prevent the credit companies from being a single point of financial data aggregation. But—and here I guess I'm talking to amex again—if disposable or per-merchant card numbers are widely offered by card providers, I'd expect most people would just use those instead of a more robust provider like privacy.com.
zcmack 4y ago
i have quite a few credit cards and haven't seen this feature on a single one. discover eliminated this feature years back.
groovybits 4y ago
Younger audiences may not remember, but yes: major card providers used provide virtual card numbers back in the day. This is a feature of the past, and most providers don't do it anymore. The only one I know of is Capital One's Eno: https://www.capitalone.com/digital/eno/virtual-card-numbers/ https://www.capitalone.com/digital/eno/virtual-card-numbers/
- fragmede 4y ago
  Citi does: https://www.cardbenefits.citi.com/Products/Virtual-Account-Numbers https://www.cardbenefits.citi.com/Products/Virtual-Account-N... Bank Of America retired theirs (and lost the retirement page): https://webcache.googleusercontent.com/search?q=cache:-9i6Vra5Ug0J:https://www.bankofamerica.com/security-center/accounts-cards/shopsafe/&cd=3&hl=en&ct=clnk&gl=us https://webcache.googleusercontent.com/search?q=cache:-9i6Vr...
  - groovybits 4y ago
    Wow, I have a Citi card and I never knew! I don't think I've ever been promoted this feature before. I remember BofA used to. When they closed it, I thought everyone else followed suite.

rectang 4y ago

How does one go about getting such numbers? Do a web search for "$BANK_NAME virtual credit card number"?

nathancahill 4y ago

Really? Visa/MasterCard/Amex have Click To Pay but it's on the merchant to offer it. This is the opposite of Privacy.com where the customer can choose to use it.

public_defender 4y ago

1) I have three different major credit cards and none of them have this feature. Your comment is still true in the abstract though, so I hope the amex product team is reading. 2) For a knowledgeable consumer, there is huge incentive to use services like this to prevent the credit companies from being a single point of financial data aggregation. But—and here I guess I'm talking to amex again—if disposable or per-merchant card numbers are widely offered by card providers, I'd expect most people would just use those instead of a more robust provider like privacy.com.

zcmack 4y ago

i have quite a few credit cards and haven't seen this feature on a single one. discover eliminated this feature years back.

groovybits 4y ago

Younger audiences may not remember, but yes: major card providers used provide virtual card numbers back in the day. This is a feature of the past, and most providers don't do it anymore. The only one I know of is Capital One's Eno: https://www.capitalone.com/digital/eno/virtual-card-numbers/ https://www.capitalone.com/digital/eno/virtual-card-numbers/

fragmede 4y ago
Citi does: https://www.cardbenefits.citi.com/Products/Virtual-Account-Numbers https://www.cardbenefits.citi.com/Products/Virtual-Account-N... Bank Of America retired theirs (and lost the retirement page): https://webcache.googleusercontent.com/search?q=cache:-9i6Vra5Ug0J:https://www.bankofamerica.com/security-center/accounts-cards/shopsafe/&cd=3&hl=en&ct=clnk&gl=us https://webcache.googleusercontent.com/search?q=cache:-9i6Vr...
- groovybits 4y ago
  Wow, I have a Citi card and I never knew! I don't think I've ever been promoted this feature before. I remember BofA used to. When they closed it, I thought everyone else followed suite.