Can confirm. Had exactly this happen to me years ago when I was a younger man with a much lower income and a much tighter budget. I call it my "how [the bank]

Can confirm. Had exactly this happen to me years ago when I was a younger man with a much lower income and a much tighter budget. I call it my "how [the bank] stole Christmas" story. Gaining access to a credit union was one of the best things that ever happened to me.