Fractional reserve is already a thing and will only increase from here. Bitcoin's scarcity relates to the base money supply and obviously cannot coerce the high

Fractional reserve is already a thing and will only increase from here. Bitcoin's scarcity relates to the base money supply and obviously cannot coerce the higher economic layers. That said bitcoiners are somewhat resistant to extreme fractional reserve because of the strong "not your keys, not your coins" ethos.