I wasn’t sent this as a PayPal user, regardless of when it would become effective. I recognize it’s hosted by them but it doesn’t appear to be actual policy act

I wasn’t sent this as a PayPal user, regardless of when it would become effective. I recognize it’s hosted by them but it doesn’t appear to be actual policy actually directed at users from what I can tell. Is there some event which gave cause to this being treated as even being effective in the future? Or is it just some file we’re all looking at as if it’s an official finalized document?