6 ms·

Note: comes into effect Nov 3, 2022 > involve the sending, posting, or publication of any messages, content, or materials that, in PayPal’s sole discretion, (a

Note: comes into effect Nov 3, 2022 > involve the sending, posting, or publication of any messages, content, or materials that, in PayPal’s sole discretion, (a) are harmful, obscene, harassing, or objectionable, (b) depict or appear to depict nudity, sexual or other intimate activities, (c) depict or promote illegal drug use, (d) depict or promote violence, criminal activity, cruelty, or self-harm (e) depict, promote, or incite hatred or discrimination of protected groups or of individuals or groups based on protected characteristics (e.g. race, religion, gender or gender identity, sexual orientation, etc.) (f) present a risk to user safety or wellbeing, (g) are fraudulent, promote misinformation, or are unlawful, (h) infringe the privacy, intellectual property rights, or other proprietary rights of any party, or (i) are otherwise unfit for publication.

charcircuit 4y ago
Hopefully that is talking about the messages you can attach to payments and not off platform messages.
- bakugo 4y ago
  >You may not use the PayPal service for activities that It absolutely does apply to off-platform messages. If, for example, you have a website or other service that takes payments via paypal, it applies to anything said there.
lethologica 4y ago
> in PayPal’s sole discretion So I’m deleting my PayPal account. What do they consider “obscene”. Is it me saying ‘piss’ ‘shit’ or ‘fuck’? Why can’t we have clear guidelines with these things.
- etimberg 4y ago
  Yeah, time to delete my account. I haven't used it in years, so now to ensure I don't use it again
jerf 4y ago
Is the $2500 fee new, or are they just changing the text? If it's new... I would never consider doing business under those terms. Some of those clauses are vague enough that you're all but agreeing Paypal can just take $2500 from you whenever they feel like it. Sure hope they never have any financial issues where $2500 seems a lot more immediately valuable to them than your future patronage.
- deleted 4y ago
  [deleted]
bakugo 4y ago
This is effectively just another generic "you will not do anything we don't like" clause that allows them to punish you for whatever they want.
throw_m239339 4y ago
Excuse me? How is it even legal for paypal to do that? They are basically fining their customers? Are they going to send debt collectors after them if their paypal balance is negative? This is absolutely insane. Why would anybody want to do business with Paypal now?
- bakugo 4y ago
  >Why would anybody want to do business with Paypal now? You don't get a choice, there aren't that many alternatives that people trust.
- NoraCodes 4y ago
  > How is it even legal for paypal to do that? It is part of the user agreement you're required to sign in exchange for being allowed to use their service. It might not be lawful, but you'd have to sue them to find out. > Are they going to send debt collectors after them if their paypal balance is negative? Probably not, but they'd be within their rights to do so. > Why would anybody want to do business with Paypal now? Many people think that their activities will never, under any circumstances, be considered obscene or otherwise objectionable by PayPal. Other people, such as myself, will continue to use it, but will take precautionary measures in order to reduce my exposure to this change.
  - unity1001 4y ago
    > It is part of the user agreement you're required to sign in exchange for being allowed to use their service I don't think such stuff flies in other jurisdictions than the US. Under civil law (ie Europe), what the law dictates defines what you can and cannot do. And contractual agreements can't override that. I very much think that that agreement is not applicable in Europe.
    - NoraCodes 4y ago
      Interesting - I don't see this as legally different to a bank charging overdraft fees, or a credit provider charging late fees, which I presume are possible in Europe?
AnimalMuppet 4y ago
So, at PayPal's sole discretion, they can decide that something I say is "objectionable", and charge me $2500? That's, um... wow. But courts have sometimes ruled that terms are "unconscionable", even if the user agreed to them. If PayPal starts enforcing this on things that are not clearly over the line, they're going to get sued, and it is not clear that they will win. (They're likely to get sued even if they enforce this on things that are clearly over the line, because this is the US and that's how we roll...)
bombcar 4y ago
“Depict … discrimination .. race” - this read literally would ban you for selling To Catch A Mockingbird via PayPal.
deleted 4y ago
[deleted]
fox_mulder 4y ago
This is only for Australia. Note the /au after the .com. This does not apply to any other country. Australia has always been very strict on this kind of stuff. The USA Paypal still shows a policy from Sept. 20, 2021 and doesn't even have that paragraph.

charcircuit 4y ago

Hopefully that is talking about the messages you can attach to payments and not off platform messages.

bakugo 4y ago
>You may not use the PayPal service for activities that It absolutely does apply to off-platform messages. If, for example, you have a website or other service that takes payments via paypal, it applies to anything said there.

lethologica 4y ago

> in PayPal’s sole discretion So I’m deleting my PayPal account. What do they consider “obscene”. Is it me saying ‘piss’ ‘shit’ or ‘fuck’? Why can’t we have clear guidelines with these things.

etimberg 4y ago
Yeah, time to delete my account. I haven't used it in years, so now to ensure I don't use it again

jerf 4y ago

Is the $2500 fee new, or are they just changing the text? If it's new... I would never consider doing business under those terms. Some of those clauses are vague enough that you're all but agreeing Paypal can just take $2500 from you whenever they feel like it. Sure hope they never have any financial issues where $2500 seems a lot more immediately valuable to them than your future patronage.

deleted 4y ago
[deleted]

bakugo 4y ago

This is effectively just another generic "you will not do anything we don't like" clause that allows them to punish you for whatever they want.

throw_m239339 4y ago

Excuse me? How is it even legal for paypal to do that? They are basically fining their customers? Are they going to send debt collectors after them if their paypal balance is negative? This is absolutely insane. Why would anybody want to do business with Paypal now?

bakugo 4y ago
>Why would anybody want to do business with Paypal now? You don't get a choice, there aren't that many alternatives that people trust.
NoraCodes 4y ago
> How is it even legal for paypal to do that? It is part of the user agreement you're required to sign in exchange for being allowed to use their service. It might not be lawful, but you'd have to sue them to find out. > Are they going to send debt collectors after them if their paypal balance is negative? Probably not, but they'd be within their rights to do so. > Why would anybody want to do business with Paypal now? Many people think that their activities will never, under any circumstances, be considered obscene or otherwise objectionable by PayPal. Other people, such as myself, will continue to use it, but will take precautionary measures in order to reduce my exposure to this change.
- unity1001 4y ago
  > It is part of the user agreement you're required to sign in exchange for being allowed to use their service I don't think such stuff flies in other jurisdictions than the US. Under civil law (ie Europe), what the law dictates defines what you can and cannot do. And contractual agreements can't override that. I very much think that that agreement is not applicable in Europe.
  - NoraCodes 4y ago
    Interesting - I don't see this as legally different to a bank charging overdraft fees, or a credit provider charging late fees, which I presume are possible in Europe?

AnimalMuppet 4y ago

So, at PayPal's sole discretion, they can decide that something I say is "objectionable", and charge me $2500? That's, um... wow. But courts have sometimes ruled that terms are "unconscionable", even if the user agreed to them. If PayPal starts enforcing this on things that are not clearly over the line, they're going to get sued, and it is not clear that they will win. (They're likely to get sued even if they enforce this on things that are clearly over the line, because this is the US and that's how we roll...)

bombcar 4y ago

“Depict … discrimination .. race” - this read literally would ban you for selling To Catch A Mockingbird via PayPal.

deleted 4y ago

[deleted]

fox_mulder 4y ago

This is only for Australia. Note the /au after the .com. This does not apply to any other country. Australia has always been very strict on this kind of stuff. The USA Paypal still shows a policy from Sept. 20, 2021 and doesn't even have that paragraph.