If you are ever interested in getting serious about budgeting I can highly recommend YNAB [0] ("You need a Budget). It's a more advanced "envelope" system and i

If you are ever interested in getting serious about budgeting I can highly recommend YNAB [0] ("You need a Budget). It's a more advanced "envelope" system and it completely changed my relationship with money. I went from effectively living paycheck-to-paycheck (aside from hiding away some funds then blowing them randomly, no emergency fund) to now having 6 months into the future fully funded (aka I could lose all my income sources and be able to maintain my lifestyle for a minimum of 6 months without any extra cuts, of which I would make some if that happened), no debt save for my house and a tiny bit of student loans I'm waiting on, and maxing my 401k contributions. I tried YNAB three different times before it finally clicked for me and I can attribute a lot my success to Nick True's videos (specifically his "YNAB for beginners" [1] video) and a friend giving me a push at just the right moment. Let this comment be your personal wakeup call to get your finances under control and remove the background (often subconscious) stress that worrying about money causes. [0] https://www.youneedabudget.com/ https://www.youneedabudget.com/ [1] https://www.youtube.com/watch?v=exS0gU-Ie8E https://www.youtube.com/watch?v=exS0gU-Ie8E (NOTE: This is the updated 2022 version, I've only seen his original version but I assume this is the best one to watch now)