That's definitely a risk, but typically when crypto craters hard it's actually quite difficult to quickly get money into the markets. Wire transfers and ACH tra

That's definitely a risk, but typically when crypto craters hard it's actually quite difficult to quickly get money into the markets. Wire transfers and ACH transfers usually take forever or deposits get shut down. It's much better to have stablecoins in that situation. Also I've diversified my risk by selecting two U.S.-based exchanges/banks (Abra was the first and is currently the only exchange to get a Fed account). The likelihood that both stop withdrawals on the same day seems unlikely. Is it as safe as storing gold under my mattress? No, but the markets move incredibly fast. When I see an opportunity I'll need to move quickly, then get my purchases off the exchanges immediately.