I'm planning to buy a lot of T-bills. Not treasury indices or funds: Actual T-Bills. A person might sell their holdings in like a TIPS fund when the general mar

I'm planning to buy a lot of T-bills. Not treasury indices or funds: Actual T-Bills. A person might sell their holdings in like a TIPS fund when the general market crashes b/c they need liquidity. So you need the underlying treasury. And also put the max into series i bonds, currently at ~9%. If you're a couple, you can put $20k in now and $20k in January, all paying the CPI as the interest rate. I tried a few "clever" options positions this year, not with a lot of money. Even when I was right I still wasn't really able to capitalize on it, b/c you have to be right at the exact right time, not when your options expire or dwindle to worthlessness. It's a tricky game. Just keeping your powder dry and staying in cash and cash equivalents will see you doing well. Then in 2-3 years when real estate crashes, buy something.