We have a solar loan that we procured for our system. We're entitled to 100% of the generation, it's just a simple loan for the $40k system cost itself. But whe

We have a solar loan that we procured for our system. We're entitled to 100% of the generation, it's just a simple loan for the $40k system cost itself. But when we went to refinance, it was a pain in the ass explaining to the lender (Chase) that the loan has a lien against the SOLAR SYSTEM itself, and NOT the property. It shows up as a "second mortgage" in many systems, but it is EXPRESSLY NOT secured by the underlying physical HOUSE, just the solar panels and inverters themselves. We finally were able to get the lender to waive their positioning on the lien to clear the way for the refi, which was nice, but it was a _process_.