It's possible that when they signed up/created the account, it wasn't required. Paypal was founded before there were any laws about age for signing up for thin

It's possible that when they signed up/created the account, it wasn't required. Paypal was founded before there were any laws about age for signing up for things online, and minors are legally allowed bank accounts that their guardians don't have access to. (Or at least they used to be allowed: I had one at 14 in 2002).