> On the other hand, it seems that many financial things are set by international organizations Not organizations, governments. Financial rules set by governme

> On the other hand, it seems that many financial things are set by international organizations Not organizations, governments. Financial rules set by governments to cut down on money laundering, terrorist funding and other "financial crimes" are why payment processing is rife with liabilities and why Visa and banks have such strict rules. Without these rules banks would happily work with anyone that has money.