I feel like we've been infantilising people too much lately. There has never been better, easier, and more accessible access to knowledge than today. If this pe

I feel like we've been infantilising people too much lately. There has never been better, easier, and more accessible access to knowledge than today. If this person wanted to learn about how loans work, they could have. They don't want to. That's on them. Or maybe they know exactly how loans work and just really want an expensive truck. That happens plenty. They're not victims. They just have different values and preferences.