His objection is that there is no way to opt out of the forgiveness. His personal situation is that he's already in a loan forgiveness program that does not tr

His objection is that there is no way to opt out of the forgiveness. His personal situation is that he's already in a loan forgiveness program that does not treat the forgiven loan as income, meaning he will never have to pay income tax on what is forgiven. He is claiming that he is forced to accept this loan forgiveness, which will be treated as income, costing him additional income tax. While he's likely correct, it seems like it'd be far easier to give people the option to reject this loan forgiveness, or to ask Congress to provide a carve-out banning state or federal taxes on federal loan forgiveness