I've surveyed many therapists recently and I've found many who are like this. And it's a good thing; if you don't accept insurance then you aren't beholden to t

I've surveyed many therapists recently and I've found many who are like this. And it's a good thing; if you don't accept insurance then you aren't beholden to their terms and diagnostic criteria and policies which can all be very troublesome and present obstacles to healing. I am a member of a Christian Health Sharing ministry which is not insurance, so they work with my therapists to share the costs. My mental and medical health costs are shared by other Christians in a community of mutual support, rather than being bankrolled by insurance company premiums. And all I need to do is arrange "self-pay" terms with the provider and have the bills sent to the ministry! Even though it is not insurance, health sharing ministry members are exempted from the tax on Americans who do not carry health insurance. It's a pretty sweet deal; my monthly shared amount is about half of the premiums for a "catastrophic" Obamacare plan found on the market.