> Mortgage companies are ruthless but not in the business of turfing out families that legitimately cannot afford their repayments. Are you sure you didn’t mea

> Mortgage companies are ruthless but not in the business of turfing out families that legitimately cannot afford their repayments. Are you sure you didn’t mean “that legitimately can afford their repayments [eventually, with penalties]”? (Or perhaps “that temporarily cannot afford the payments”.) If they cannot afford the repayments, that’s exactly when the lender should reclaim the collateral. You made an edit, so I’m guessing you reread that part, but it still seems like the opposite of the correct version.