> Facebook, Twitter, and sometimes Gmail. I know this is really sloppy of me but I'd argue my Gmail is as important if not more important than my bank account.

> Facebook, Twitter, and sometimes Gmail. I know this is really sloppy of me but I'd argue my Gmail is as important if not more important than my bank account. If you have access to my bank, you have access to one bank account of mine but if you have control of my Google account, you now have access to all my bank accounts. I agree though. I opted into two step authentication for a reason. If I give you both my password and two step code, add this entry to an append only table and move on. I guess Facebook and Twitter will have this problem where people will take over someone's account and lock them out. Without going into too many details, I saw this happen to someone close to me. It is wild that there are scammers who do this for a living.