Before the official pause comes months of banks being awkward with their valuations then being awkward with their afforability interview things. Annecdotally th

Before the official pause comes months of banks being awkward with their valuations then being awkward with their afforability interview things. Annecdotally the valuations have been harsh, and the afforability calculations have come back as comically low for a few months now. When the bank tells you that they are pleased to offer to lend you your annual after tax salary, at a rate of Bank+5% they are politely telling you to sod off. Edit: other outlets are also reporting that Halifax, the UK's biggest mortage provider is removing a number of their products for new applicants.