And if there's any chance of someone stealing your bank account, you shouldn't have one. And you should only use your credit card at places where there's zero

And if there's any chance of someone stealing your bank account, you shouldn't have one. And you should only use your credit card at places where there's zero chance of it getting stolen (no US restaurants!), or getting skimmed, or hacked once it's in their system. ...Or perhaps we live in a world where things are not entirely black and white, and nuance exists?