> cartoon solutions and slogans are not going to fix complex problems. Good point. E.g.: "Competition will cause insurance companies to drop price and increase

> cartoon solutions and slogans are not going to fix complex problems. Good point. E.g.: "Competition will cause insurance companies to drop price and increase service. Innovation will come to insurance and new and different types of policies will enter the market, making it even more competitive. Consumer behavior will cause people to shop for insurance and minimize costs while trying to increase coverage."