It depends on what you count as a "transaction". Some of my real transactions get recorded as multiple "virtual" transactions on the books, to make sure the mon

It depends on what you count as a "transaction". Some of my real transactions get recorded as multiple "virtual" transactions on the books, to make sure the money has visited all the relevant places for later summary purposes. Example: I buy something with my salary. Two real transactions. However, on the books it goes in as income, it is moved to the household income, it goes into the cash reserve, then moves through the appropriate budget category before the actual expenditure is recorded as it happens.