It will be interesting to see who ends up using this type of funding. For things like "buy a second delivery truck", i fell like getting a bank or auto loan wo

It will be interesting to see who ends up using this type of funding. For things like "buy a second delivery truck", i fell like getting a bank or auto loan would probably be the best method. For patent applications, I am not sure if it makes sense to announce your patent idea on a public crowdfunding website, before you have filed, in order to raise money. That seems risky. Same for startups, a lot of them are in 'stealth mode' in their early days, and I am not sure how they could convince a ton of people to give them money without disclosing sensitive information. Seems to me, the best solution is to have a higher cap, say $10,000. That way you wouldn't need to raise money from a ton of people on a public website, but rather could tap into a group of trusted friends or acquaintances, and NDA's are probably more feasible at the level as well.